CARE
Program
U.S. Bankruptcy Court - Southern District of California
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   Credit Abuse Resistance Education (CARE) Program

The U.S. Bankruptcy Court - Southern District of California
takes the lead with credit-abuse educational outreach
for high school and college students.


About Our CARE Program

John J. Hargrove, former judge at the U.S. Bankruptcy Court for the Southern District of California, instituted the Credit Abuse Resistance Education (CARE) Program in the federal judiciary's Southern District of California, which encompasses San Diego and Imperial counties.

Modeled after the successful CARE Program created by Chief Judge John Ninfo (U.S. Bankruptcy Court - Western District of New York), this program is aimed at high school seniors and college students and teaches them about the ins and outs of using credit and how to wisely use credit cards.

The goal of the CARE Program is to train young men and women to intelligently manage their credit cards and credit-card debt and to keep them from ever seeing the inside of a bankruptcy court.

Scheduling a CARE Program Presentation

If you are a school administrator or teacher and are interested in scheduling a CARE Program presentation at your high school, university, or college, please visit this page: Schools.

Video: Balancing Act

Watch the Balancing Act. It's a two-part video
produced by Channel One for young adults that warns of the dangers of abusing credit cards.

 

Judge Hargrove answers a question about credit-card abuse
at a recent CARE presentation

 

Upcoming CARE Program Presentations

School / Organization
Presentation Date
Presenters

None scheduled

 

     

 

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Contact Us for More Information

For more detailed information about the court's CARE Program, please call Bobbi Cawdrey, CARE Program coordinator at (619) 557-2999 or address your E-mail to:

Bobbi_Cawdrey@casb.uscourts.gov

 

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 Judge Ninfo's CARE Program Website

Judge John Ninfo,
Bankruptcy Court Chief Judge
for the Western District of New York
and founder of the CARE Program, created the original
CARE Program Web site.

 

CARE Program Presentations
in the Southern District of California

2007

  • Armed Services YMCA
  • Clairemont High School
  • Grossmont High School
  • Kearny High Educational Complex
  • La Jolla High School
  • Mission Bay High School
  • Patrick Henry High School
  • San Diego City College
  • University of California San Diego
  • Wilson Academy Middle School

2006 / 2005

  • Balboa Navy Medical Center
  • Coronado High School
  • Crawford Education Complex
  • El Cajon Valley High School
  • Excelsior Academy
  • Grossmont High School
  • Hoover High School
  • Kearny High School
  • La Jolla High School
  • Morse High School
  • Patrick Henry High School
  • Point Loma High School
  • Poway High School
  • San Diego City College
  • San Diego High School
  • San Diego State University
  • School of International Business
  • Serra High School
  • Tecate Christian High School
  • University City High School
  • Wilson Academy Middle School

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These groups also participated in the court's CARE Program:

  • Kiwanis Club of Kearny Mesa
  • Mothers and Daughters Club Assisting Philantropies
  • San Diego County Bar Association
  • San Diego Downtown Breakfast Rotary Club
 

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CARE Program Newsletter
Recent developments in the
San Diego CARE Program (in PDF)

February 2005
June 2005
December 2005


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