|
Articles
For more information about credit cards and how to handle them, read more.
This section links you to several articles that you may find helpful. Note: To read any of the articles, you must have Acrobat reader.
Top
Web Sites*
Web Site |
Description |
|
The official site to help consumers to obtain their free credit report.
You can request a free credit report once every 12 months from each of the nationwide consumer credit-reporting companies: Equifax, Experian, and TransUnion.
|
Bankrate.com |
Bankrate.com continually surveys approximately 4,800 financial institutions in all 50 states in order to provide clear, objective, and unbiased rates to consumers. They
provide free rate information to consumers on more than 300 financial products, including mortgages, credit cards, new and used automobile loans, money market accounts, certificates of deposit, checking and ATM fees, home equity loans, and online banking fees.
The site features the following calculators:
|
CardWeb.com |
CardWeb.com includes:
- A calculator that will help you determine how long it take to pay off credit card debt.
- A CardLocator that helps you to search, locate, and apply for credit cards
- A glossary of terms used in the credit card industry
|
|
Credit Cards.com is a free online resource where consumers can shop, compare, and apply for credit cards online. The site lists credit-card offers from leading U.S. credit card companies. The list is searchable.
The site ranks credit-card offers in an unbiased manner based on categories. Consumers can search the credit-card directory by card type, including low-interest credit cards, credit cards with rewards programs, airline credit cards, cash-back credit cards, small-business credit cards, college-student credit cards, instant-approval credit cards, as well as prepaid debit cards.
Each offer displays the APR, the annual fee, the credit required for approval, and details about the offer. |
|
One of the three major credit-reporting agencies |
|
One of the three major credit-reporting agencies |
|
This site is created by the Fair Isaac Company, and it enables you to request your FICO score for all three credit bureaus for a fee. It also has a Credit Education section. You can find out about credit scores and credit reports. It has tons and tons of online financial calculators, such as auto, loan, debt and credit card, and savings calculators. |
Smartmoney.com |
The Personal Finance section of this site has a special section called Debt Management. It contains debt management worksheets and many articles on debt management, credit cards, credit reports, and identity theft. |
|
One of the three major credit-reporting agencies |
| *The information provided on this table is an incomplete listing of the features offered on these sites. The U.S. Bankruptcy Court for the Southern District of California is not responsible for accuracy of the information provided on these sites, nor does it endorse or recommend a particular site. |
Top
Send Us Your Feedback — We Want to Hear from You!
If you have any comments regarding the CARE presentation or this Web site, send us an E-mail and let us know your thoughts! Your constructive comments will help us improve our presentations for other students or help them to find helpful information.
Send your E-mail comments to Bobbi Cawdrey, CARE Program coordinator; the address is:
Bobbi_Cawdrey@casb.uscourts.gov
Top |
| |
Did you miss something at the
CARE Program Presentation?
|
|
| |
|
|
|
| |
| |
* * * * * * * * * * * * * * * * *
For more information about managing personal finances, you may want to read Suze Orman's book:
The Money Book for the Young, Fabulous, & Broke

* * * * * * * * * * * * * * * * *
|
| |
|
| |
|